SDAV Insights Series 7 insights since 9 July 2026

SDAV Explains

One concept explained: economic, business and technology fundamentals — educational and timeless.

SDAV Explains

Currency risk is not one risk. It is three.

Most companies treat currency risk as a single line item. It splits into three exposures, and the one that never appears in the ledger is settled in the operating model rather than in the treasury.

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Sources Swiss National Bank · Swiss National Bank data portal · Swiss National Bank

All SDAV Explains insights, by date

  1. Security incidents involving unapproved AI tools more than doubled to 43% in IBM’s 2026 breach study — while in Switzerland the constraint is rarely access to tools.

  2. Retrieval-augmented generation makes a model search a company’s own documents before answering, which moves the accuracy problem out of the model and into the document base — where it can be measured, and where Swiss and European disclosure duties already apply.

  3. Eight of the ten technologies in the World Economic Forum’s 2026 report act on physical systems — and Switzerland wrote one of them into law on 1 January 2026.

  4. The EU has deferred its high-risk AI deadlines by more than a year — but not the transparency obligations that reach far more companies.

  5. Gartner expects organisations to abandon 60% of the AI projects that are not supported by AI-ready data; the productivity evidence for data discipline is fifteen years older than the current technology cycle.

  6. Generative AI raised issues resolved per hour by 15% on a support desk of 5,172 agents, and the gain went almost entirely to the least experienced staff.

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